FileInto converts bank files without uploading them
LAS VEGAS, NV, November 12, 2026
Native Code LLC has launched FileInto, a web app that turns bank, card and payment exports into the files QuickBooks, Quicken, Xero and GnuCash accept. It does the work inside the browser tab, so a bank statement is never uploaded to a server. Twenty converters are live, and every one previews a file for free.
FileInto is live at fileinto.com. It turns the spreadsheet a bank gives you into the file your accounting app will actually take. The file never leaves your computer.
Twenty converters are available today, with more added every month.
The problem it solves
Banks export a CSV or an Excel file. QuickBooks does not import either. It wants a .QBO, which is a bank file format, and a bank is normally the only place you get one. Quicken wants a .QFX. Xero, Moneydance and GnuCash take a .OFX, and older versions of Quicken take a .QIF.
That leaves two options, and both are bad. Retype a month of transactions by hand, or upload the statement to a free converter and hope.
A bank statement lists every place you spent money, how much, and when. It is one of the more revealing documents a person owns, and the usual way to convert one is to hand it to a website.
What is different
FileInto does the conversion inside the browser tab. When a converter opens, the browser downloads the converter itself, the way it downloads any page. After that the file is read, previewed and written on the reader’s own machine.
There is no upload step. Nothing from the file reaches a server, so there is nothing to store, read or lose.
The pages also tell the browser to refuse connections to any other site. A converter could not send a file to a third party even by mistake. Once the page has loaded, the conversion needs no internet connection at all. The team tested that by switching the server off mid-session, and a CSV still converted and downloaded.
“Every other tool in this category starts by asking you to upload your bank statement,” said the founder. “We thought that was a strange thing to ask, so we built one that never does.”
What it converts today
What goes in: a CSV or an Excel file from any bank or card. A PayPal activity export, a Stripe payouts export, or a Square transactions export.
What comes out, and what opens it:
| Comes out | Opens in |
|---|---|
| .QBO | QuickBooks Online and Desktop |
| .QFX | Quicken |
| .OFX | Xero, Moneydance, GnuCash and others |
| .QIF | Older versions of Quicken |
Every input goes into every format, which is where the twenty comes from. The converter reads the spreadsheet rather than recognizing the bank, so a bank does not have to be on a supported list. It finds the date, description and amount columns and shows what it found before anything is written.
Price
Every converter previews every row at no charge and with no account, and files up to 25 transactions download free. A free account raises that to three full files a month at up to 1,000 rows each.
A Day Pass is 9 dollars, unlocks everything for 24 hours, and never renews. Unlimited is 7 dollars a month or 39 dollars a year, and includes new converters as they are added. Payments run through Stripe.
What the servers do handle
FileInto uses servers for the parts that have to be online, and none of them receive a file. The site itself is served from Vercel. An account stores an email address, a plan, purchases and a count of conversions. For files over 25 transactions, a browser asks whether the account may download, sending the converter’s name and the number of rows, never the file.
Availability
FileInto is available now at fileinto.com, in any modern browser, on a computer or a phone. No install and no account are needed to try it. Questions go to hello@fileinto.com.